The deal was struck. The agreement was signed. But the —the document that proves the builder handed over the flat to the original allottee—was missing from Mrs. Mehta’s files.
She cried. So did he. The letter, silent on the fridge, bore witness to both.
So began a paper chase through the city’s underbelly of bureaucracy. Rohan took leave from his software job to visit the Municipal Corporation’s archives. He found himself in a dusty room in Bandra East, where files were stacked in towers that leaned like Pisa’s cousins. An old clerk named Shinde took pity on him.
Six months earlier, Rohan had found the listing: a 20-year-old flat, 650 square feet, with a balcony that faced a peepal tree. The price was reasonable because of the building’s age. The seller, Mrs. Mehta, was a frail widow in her seventies. Her husband had bought the flat in the 1990s, and after his death, she had let it gather dust. “I want it to go to someone who will love it,” she had told Rohan during the first visit. Her eyes wandered to the chipped window frames. “These walls have stories. Some happy. Some not.”
Rohan paid a fee, obtained a certified copy, and had Mrs. Mehta sign an affidavit of lost original. The bank accepted it. The registration was done.
After three days, Shinde found a carbon copy of the original letter—the builder had submitted a duplicate to the civic body. It was yellowed, coffee-stained, and perfect.
“Possession letter is not just a paper, beta,” Shinde said, sifting through a 2002 register. “It’s proof that the builder gave up the building and the owner took charge. Without it, the flat is neither married nor single. It’s a ghost.” possession letter for resale flat